Membership grants the right to request indemnity in relation to your own clinical practice. However, as an owner or partner in a practice you may be responsible for liability arising from other elements of the business, for example:
- vicarious liability for the acts and omissions of other healthcare professionals or staff at your practice;
- liability for products that are sold at your practice;
- liability in relation to the safety of the practice environment; and
- liability for non-clinical matters such as taxes and the performance of contracts entered into by or on behalf of your practice.
In addition, for practices structured as unlimited liability partnerships, partners are jointly and severally liable for actions brought against the partnership, so you may be liable for the actions or omissions of a fellow partner.
It is important to understand that the subscription for an individual Dental Protection member is calculated on the basis of the risk represented by that member alone. In the interests of fairness across the membership as a whole, where you are exposed to additional liabilities (such as those listed above), you do not have the right request indemnity for matters beyond your own clinical practice, unless your membership grade is expressly extended to cover these. There are various additional packages that Dental Protection offers, to help you manage some of the wider risk that you might face in the course of your practice:
Dental Protection Xtra membership
A Dental Protection Xtra group scheme means our world-class advice, support and protection can benefit your entire practice team, giving you added peace of mind.
Find out more about Dental Protection Xtra
Find out more about the limitations of Dental Protection membership
When you, as a practice principal or practice partner, are a Dental Protection member, then your practice is eligible to be part of Dental Protection Xtra.