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RiskCredits

To encourage participation in risk management CPD, we reward dentists with reduced subscriptions as part of our package of risk management initiatives.
  • The RiskCredits reward programme is only valid for members paying Ireland membership rates and who attend or who have attended an eligible risk management event.
  • RiskCredits are not available to dentists in Northern Ireland who pay UK membership rates.
  • For any queries please contact the Member Services helpline on 1800 509 441 or email member.help@dentalprotection.org
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Although continuing professional development (CPD) after graduation is not yet mandatory in Ireland, there is much that you can do to protect yourself against the increasing claims frequency that dentists here are experiencing. It is important to be aware that the Dental Council’s Code of Practice pertaining to Professional Behaviour and Dental Ethics states that all dentists have an obligation to maintain and update their knowledge and skills through risk management CPD.

Dental Protection is now rewarding those dentists who subscribe to one of the membership categories for Ireland if they choose to participate in relevant risk management CPD. This reward is part of a wider package of risk management initiatives that can help reduce the frequency of claims. For this reason the reward is only available to members paying a subscription rate for Ireland that is quoted in euros and who have participated in the events listed on this page.

RiskCredits are awarded for risk management CPD carried out in the previous membership year. Please note you can only use CPD hours to count towards RiskCredits once and CPD must have been carried out in the previous 12 months of membership.

One RiskCredit will be awarded for every hour of verifiable risk management CPD declared from the list below of recognised activities, which are events organised by Dental Protection or where Dental Protection has provided a speaker. The number of RiskCredits will equal the number of hours that the Dental Protection lecturer speaks, for example, a one-hour lecture from one of our dentolegal advisers will equal one RiskCredit.

  • Members with no RiskCredits = 0% discount
  • Members with some, but fewer than 7.5 RiskCredits = 7.5% discount
  • Members with between 7.5 and 15 RiskCredits = 15% discount

At least one hour of verifiable risk management CPD must be achieved by attending a Dental Protection approved event or lecture.

RiskCredits Submission Form

You will be sent a RiskCredit submission form when your renewal is due, or you can download one below. Please use this form to record any RiskCredits you have achieved since your last renewal date. Please DO NOT submit CPD certificates with your submission form but be aware that members may be asked to provide proof of the declared risk management CPD at some point during the renewal process.


Qualifying activity
  • Dental Protection Education Workshops (Mastering Your Risk, Mastering Adverse Outcomes, Mastering Difficult Patient InteractionsMastering, Consent and Shared Decision Making and Dental Records for GDPs) – 3 RiskCredits each.
  • Dental Protection Education Masterclass – 6 RiskCredits.
  • Dental Protection Roadshow – 3 RiskCredits.
  • Attendance at other approved Dental Protection risk management lecture – 1 RiskCredit for each hour.
  • Prism E-learning – Risk Management Modules, Ethics Modules, Annual Reviews, and Reflective Learning; 1 RiskCredit per hour of online learning completed.
Blended learning

Quite deliberately, the formats of the above risk management activity are a combination of online activity, distance and reflective learning, and didactic sessions in a small group or seminar/conference environment. We believe there are benefits in each of these approaches and although each individual will have a different preferred learning style, direct contact with professional colleagues is generally a beneficial part of the overall mix.

Mechanics

During the renewal process from 1 April 2014 onwards members will be asked to declare any verifiable CPD undertaken within the previous membership year from a list of approved activities up to a maximum of 15 hours.

Frequently asked questions

  • Q
    What are RiskCredits?
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    This is an initiative introduced by Dental Protection in 2013 whereby members can claim up to 15% reductions on the normal full subscription rate according to their level of participation in risk management activity that has been approved by Dental Protection. You will be sent information regarding RiskCredits with your renewal notice.

  • Q
    How do I claim RiskCredits?
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    You will be sent a RiskCredits submission form with your renewal notice or you can download a RiskCredits Declaration Form. Please fill this in with the qualifying risk management CPD you have completed in the previous 12 month period. Please do not submit CPD certificates with your submission form (you may be asked to provide proof of declared CPD at some point in the renewal process).

    At least one hour of verifiable risk management CPD must be achieved by attending a Dental Protection approved event or lecture.

  • Q
    How do I know my RiskCredits discount has been applied?
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    You will receive a letter and a certificate. If you pay by Direct Debit you will be sent a      new ​payment schedule and if you pay by other methods you will be sent an invoice.

  • Q
    What changes have been made to the subscription categories in Ireland?
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    For all dental members whose membership subscription is due for renewal:

    • As of 1 April 2014 we have introduced two new limited income (reduced subscription rate) categories.
    • There are now four bands, covering a much wider range of income. The upper limits of the bands relate to GROSS income from all dental sources but excluding any pension or investment income.

    If you feel you are affected by either of these changes please contact our Membership Operations team on 1800 509 441 or email member.help@dentalprotection.org to check if you are eligible for one of the new categories.

  • Q
    Do I need to wait until my membership subscription renewal is due, before contacting Dental Protection?
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    No, you can contact our Membership Operations team and request to go into the relevant limited income band at any time. However we will request your most recent tax return information immediately.

  • Q
    If I am on a limited income category can I still claim RiskCredits?
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    No, the maximum (15%) subscription reduction associated with the achievement of 8 or more RiskCredits has already been factored in to the lower rates we will be charging and no further RiskCredit reductions will therefore apply.

    However as a condition of subscribing to a limited income category you need to commit to achieving eight or more RiskCredits, one of which must be achieved by attending a Dental Protection event.

    You will still be able to claim the IDA membership reduction.
  • Q
    Will I automatically be put into the correct category?
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    When you receive your next membership renewal it will be at the full (undiscounted) rate, if you earn less than €220,000 you may be eligible for one of the discounted limited income categories.

    More members may qualify for one of the new limited income bands, so in the interests of fairness to all members we are introducing a new requirement that members need to request to go into the relevant income band, based upon the income stated in their most recent tax return (the date of the tax return not to be more than 18 months prior to the date on which the membership period is due to commence).

    You must contact our Membership Operations team and request to go into the relevant income band. You will be asked to provide a copy of your most recent tax return.

    You also need to commit to achieving 8 or more RiskCredits, one of which must be achieved by attending a Dental Protection event. The maximum subscription reduction (15%) associated with the achievement of 8 or more RiskCredits has already been factored in to the lower rates we will be charging and no further RiskCredit reductions will therefore apply.

    The IDA reduction will still apply, however, and members claiming this must confirm that they are IDA members and will be remaining so throughout the membership year. If that position changes you need to tell us immediately and move to the higher (non-IDA) subscription rate and category.

  • Q
    What happens if I am paying the wrong subscription?
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    As a member it is your responsibility to ensure that you are paying the correct subscription for your membership by providing us with full and up to date details of your practice including the geographical location, the full extent of the work done, your position held and any other relevant factors. If you are claiming a reduced subscription rate you should check that your current circumstances still justify the concessionary grade and be prepared to demonstrate that this is so. Our membership categories and their qualifying criteria are regularly reviewed and they do change from time to time – you are strongly advised to check at every membership subscription renewal date that the category and rate that you are paying is still the correct one. Failure to pay the correct subscription can have very serious consequences including; the suspension of your membership benefits; a refusal by us to assist or to provide you with indemnity in respect of any claim or matter and/or your membership being declared void or being terminated.

    If you have any queries regarding your subscription category please contact our Service Centre helpline on 1800 509 441 or email member.help@dentalprotection.org