In some countries, part of the indemnity element is provided from Government funds (or those of an employer) and this results in a reduced subscription, which reflects all the membership benefits except indemnity against negligence claims. However, very few employees are given precise details of the scope and extent of any professional indemnity provided by their employer, and in some situations the employer may either refuse to provide the individual employee with any such indemnity, or alternatively may make a claim against the employee for ‘contribution and indemnity' comprising a financial contribution to any settlement that the employer is required to (or elects to) make, as a result of an act or omission on the part of the employee, as well as any associated legal costs.
Members in employer-indemnified membership grades, while paying a reduced subscription, may still apply to Dental Protection for assistance and support in the above situation.
Understand the benefits of having your own personal indemnity to supplement any employed indemnity provided for dentists employed by Universities and Dental Schools
Understand the benefits of having your own personal indemnity to supplement the statutory indemnity provided by the armed services for dentists employed by the Navy, the Army or the Air Force
Learn why it is essential to have your own personal indemnity in addition to the statutory indemnity provided by the NHS for dentists employed by hospital trusts
Learn about the importance personal indemnity in addition to the statutory indemnity provided by NHS Trusts when working in the Community Dental Service