Financial Information

In dentistry, as in medicine, there are often long delays between an adverse incident, the reporting and ultimate settlement of any subsequent claim. At any moment there is the potential for MPS to incur costs long into the future, in relation to incidents that have already occurred, but which have not yet become a complaint or claim. The cost of these potential future claims needs to be provided for in addition to the costs arising from reported (known) claims. Year after year, MPS makes provision for both reported claims and those yet to be reported, and which might become a liability for MPS.

At the end of 2012, MPS had more than £1.8 billion in total assets to enable us to meet the cost of claims and complaints brought against members.

Our position is independently verified by an internationally respected firm of consulting actuaries acting in accordance with Guidance Note 12 of the Institute of Actuaries.

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Dental Protection Limited (registered in England No. 2374160) is a wholly owned subsidiary of The Medical Protection Society Limited (MPS) which is registered in England (No.36142). Both companies have their registered office at 33 Cavendish Square, London W1G 0PS.


Dental Protection Limited serves and supports the dental members of MPS, with access to the full range of benefits of membership which are all discretionary and set out in MPS’s Memorandum and Articles of Association. MPS is not an insurance company.


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