About Dental Protection
Dental Protection has once again been able to hold subscriptions for dentists in Singapore, at the 2009 levels for a further year (commencing January 2010).
See the current rates here.
As a not-for-profit membership organisation which is owned mutually by the members, we must not and do not set subscriptions with the intention of making a profit, but instead simply to provide properly and responsibly for the current and future needs of our members. That is why we will only increase our subscriptions when we need to do so, in order to protect the long term interests of our members. When commercial insurance companies are looking nervously at their profit margins and pricing as they try to re-build their asset base from the shocks of 2008 and 2009, there has never been a better time to be a member of an organisation such as Dental Protection and MPS.
In almost every respect, our case-related experience is almost exactly in line with our forecasts - the number of cases, the nature and size of the cases, the legal costs involved, etc. The Singapore Dental Association is continuing to do an excellent job and the experience and professionalism of Dr Raymond Ang, Dr Lim Lii and their colleagues on the SDA Ethics Committee is a powerful factor in protecting the interests of our members in Singapore.
We are all potentially just one patient away from being the next ‘headline' case statistic, and when considering the sources from which these cases might come, we correctly predicted the steady increase in claims from implant dentistry in particular. In several other countries we have found it necessary to introduce special membership categories (and higher subscription rates) for those involved in implant dentistry but there is not yet sufficient robust evidence to justify this in Singapore at any time in the foreseeable future
FDI
In September 2009, while attending the FDI World Dental Congress in Singapore, DPL met with senior representatives from the SDA and discussed many matters of mutual interest. Kevin lewis and several of his colleagues who are involved in supporting our members in Singapore were joined on this occasion by Tony Mason (the Chief Executive of the MPS) who spent a few days in Singapore at the FDI, on his way back to the UK from Australia and New Zealand. As always this was a good opportunity to strengthen existing relationships and build new ones.
Online CDE
Our Risk Management Modules were revised and reformatted during 2009. They are an invaluable resource at your disposal, and they can be freely downloaded from the Dental Protection website's online risk management library. Each one covers a specific topic (for example, ‘cosmetic dentistry', ‘implants', ‘endodontics') and summarises the key areas where problems arise, the records that need to be kept, and the consent issues that need to be covered. As an additional bonus, an online CDE facility and on completing the necessary exercises, a certificate of continuing education is provided. The Singapore Dental Council has approved DPL as an accredited provider of CDE.
Financial Strength
The MPS Group, which includes Dental Protection, has total assets of over S$3 billion available to meet claims
Insurance Vs Indemnity
Answers to a few commonly asked questions regarding the differences between indemnity and insurance
